MAX BUPA HEALTH COMPANION HEALTH INSURANCE PLAN
POLICY FEATURES :
Secure your health with a sum insured of Rs. 5 lakhs, Rs. 7.5 lakhs, Rs. 10 lakhs & Rs. 12.5 lakh. Top up your sum insured with Annual Aggregate Deductible Options of Rs. 1, 2, 3, 4, 5 and 10 Lakhs.
- HOSPITALIZATION EXPENSES In the event of hospitalization, the cost of your medical treatment is covered – with no limit on the hospital room category.
- PRE & POST-HOSPITALISATION EXPENSES
The coverage for medical expenses due to illness is truly comprehensive – beginning 30 days before admission to a hospital, and ending up to 60 days after discharge – only dependent on the approval on the in-patient care hospitalization claim.
Get more insurance for your hard earned money, with an additional Sum Insured equal to the Base Sum Insured in the same year. This is only subject to the two following requirements:
- You have exhausted your Base Sum Insured and No Claim Bonus partially or completely.
- Your claim is for an unrelated illness.
- AYUSH COVERAGE
All AYUSH (Ayurveda, Unani, Siddha and Homeopathy) treatment is covered up to the Base Sum Insured.
- RENEWAL BENEFITS
You are entitled to the following benefits after renewal:
- No Claim Bonus – For every claim-free year, you get 20% additional sum insured, up to a maximum of 100% of Base Sum Insured (provided there is no penalization in case of claim.)
- Complementary Health Check-up – Every year, get a free health check-up with our empanelled service providers for yourself and your family.
- HOSPITAL CASH – RS. 2000 PER DAY (OPTIONAL)
Get a lump sum payment for every day of hospitalization in addition to in-patient benefits. This amount is over and above the sum insured, payable for up to 30 days of hospitalization.
- EMERGENCY AMBULANCES
The cost of any Emergency Ambulances are covered, as required, and paid once an in-patient claim has been accepted.
- ORGAN DONATION
Medical expenses incurred during organ harvesting are also covered under this plan.
- VACCINATION IN CASE OF ANIMAL BITE
OPD treatment for vaccinations or immunizations after an animal bite are covered on reimbursement basis, for up to Rs. 5000.
- DIRECT CLAIM SETTLEMENT
Settle your claims directly with the team at Max Bupa, without involving any third-parties.
- CASHLESS TREATMENT
We understand that your recovery is more important than worrying about arranging for money. This is why we offer cashless treatment at a network of more than 3500 quality hospitals. Get cashless approval within 30 minutes when no further documentation is required.
- ASSURED POLICY RENEWAL
Guarantee your policy renewals for life, with no increase in premium even if you make a claim. Your premium is only calculated basis your age and city of residence, and NOT your claim history.
- ENROLLMENT WITH NO MAXIMUM COVER CEASING AGE
This policy covers persons of any age. There is no maximum entry age for adults to be insured. The minimum entry age for dependent children is 91 days at policy inception.
- TAX BENEFIT
A Max Bupa health insurance policy can help you save tax under Section 80D of the Income Tax Act. These benefits are subject to change in tax laws. You can consult your tax advisor for more in-depth advice pertaining to your personal finances.