ICICI Pru Life Time Classic

ICICI Pru Life Time Classic

ICICI Pru LifeTime Classic is our newly launched non-participating unit linked plan which provides complete financial protection for your loved ones through life cover and gives you the potential to create wealth and save for the future. The plan also offers 4 portfolio strategies that can be selected according to your personal investment needs.

The longer you stay invested in your policy, the better can be the expected returns. The graph below shows the Reduction in Yield (RIY) at 8% investment return. The lower the RIY, the better it is for you.
Fund Name
& Benchmark Details (As on August 31, 2017)
Returns (p.a.) Inception
Date
1 Year 2 Year 3 Year 4 Year 5 Year Since Inception
Bluechip Fund 10.69% 11.61% 9.40% 17.48% 14.52% 8.77% November 24, 2009
Benchmark Returns: NIFTY50 12.88% 11.53% 7.60% 16.01% 13.52% 8.96%
Maximiser V Fund 10.00% 10.45% 7.88% 17.65% 15.53% 14.29% August 29, 2011
Benchmark Returns: S&P BSE 100 14.34% 12.68% 8.73% 17.28% 14.45% 12.86%
Multi Cap Growth Fund 14.44% 15.15% 14.10% 22.74% 17.72% 12.43% November 24, 2009
Benchmark Returns: NIFTY 500 16.08% 14.16% 10.94% 20.09% 16.05% 9.89%
Opportunities Fund 11.40% 10.64% 10.80% 18.86% 15.94% 10.81% November 24, 2009
Benchmark Returns: BSE 200 15.02% 13.42% 10.22% 18.88% 15.32% 9.60%
Maximise India Fund 15.07% 13.22% NA NA NA 7.47% February 23, 2015
Benchmark Returns: 2/3rd NIFTY 50 Index
& 1/3rd NIFTY NEXT 50 Index
15.90% 13.76% NA NA NA 8.48%
Multi Cap Balanced Fund 11.91% 11.89% 11.62% 17.00% 14.54% 10.47% November 24, 2009
Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index 13.20% 12.75% 11.24% 16.30% 13.37% 9.56%
Active Asset Allocation Balanced Fund NA NA NA NA NA 2.25% June 12, 2017
Benchmark Returns: 50% BSE 100 + 50% CRISIL Composite Bond Fund Index NA NA NA NA NA 2.74%
Income Fund 8.83% 10.07% 10.78% 10.54% 9.77% 9.13% November 24, 2009
Benchmark Returns: CRISIL Composite Bond Fund Index 9.31% 10.51% 11.01% 11.21% 9.58% 8.47%
Money Market Fund 6.79% 7.28% 7.69% 8.01% 8.17% 8.04% November 24, 2009
Benchmark Returns: CRISIL Liquid Fund Index 6.76% 7.27% 7.72% 8.30% 8.21% 7.78%

Please note:
NA: Fund has not completed the stipulated time period.
Returns greater than 1 year are annualized.
Past performance is not indicative of future performance.

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