HDFC LIFE CREST
POLICY FEATURES :
Get access to returns through stock market linked investments. Invest your surplus to get both returns and protection for your family, through our 4 fund options, designed to meet your varied investment needs. HDFC SL Crest is a well-managed savings plan that channelizes your money in an optimum manner.
- Free Asset Allocation: Flexibility to invest in any of the 4 funds available, create your own investment strategy by switching or redirecting future premiums
- Flexibility to choose sum assured multiple between 10 times to 20 times annual premium
- No limit on maximum premium
- In case of your unfortunate demise during the policy term, we will pay the higher of the sum assured (less partial withdrawals) or the total fund value or minimum death benefit (105% of the total premiums paid till date) to your nominee
- Plan can be availed by filling short medical questionnaire, which may not require you to go for medicals
- EMI available for HDFC Bank Credit Card holders.
POLICY BENEFITS :
- Get benefit of investing in a shorter horizon. Pay premiums for just 5 years and enjoy a policy term of 10 years
- Tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961
- Paying premiums is convenient with access to multiple modes – credit card, internet banking, cheque, auto debit facility
Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.